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50 30 20 Budget Calculator

Free 50/30/20 budget calculator. Enter your monthly take-home income to instantly see how much should go to needs (50%), wants (30%), and savings (20%) — then enter your actual spending to see exactly where you stand. Works in 13 currencies with free PDF and Excel downloads.

Grocery Budget Calculator

Free Grocery Budget Calculator

Free grocery budget calculator built on official USDA Food Plan data. Pick your household, choose a plan tier (Thrifty, Low-Cost, Moderate, or Liberal), and get a personalized weekly and monthly grocery budget. Compare all four tiers side-by-side, see your grocery spending as a percentage of income, and download a printable PDF or editable Excel workbook with a 12-month tracker built in.

Free Monthly Budget Calculator

Free monthly budget calculator that builds your budget in 5 minutes, compares it against three popular frameworks (50/30/20, zero-based, and Ramsey percentages), shows your spending in a pie chart, and lets you download the result as a printable PDF or editable Excel workbook. Works in 13 currencies. Nothing is saved on our servers.

The 50/30/20 Rule

The 50/30/20 rule is a simple budgeting method that splits your after-tax income into 50% needs, 30% wants, and 20% savings. This guide explains how it works, walks through real examples, shows what to do when your needs exceed 50%, and includes a free printable 50/30/20 budget template plus a Google Sheets version.

Rich Dad Poor Dad Summary

Rich Dad Poor Dad Summary

A detailed summary of “Rich Dad Poor Dad”, a workbook with actionable items, and a review of the book’s impact on financial mindset and strategy.

The 20/4/10 Rule for Car Buying

The 20/4/10 Rule for Car Buying

The 20/4/10 rule is a guideline that can help you make a smart and affordable car purchase. It says that you should put down a 20% down payment, finance the car for no more than 4 years, and keep your monthly payments at 10% of your gross monthly income.

Money Savings Challenges

Money Saving Challenge

11 Free money saving challenge options to help you find the best way to reach your financial goals

52 Week Money Challenge

52 Week Money Challenge

A 52 Week Money Challenge that is not only fun but will help you build your nest egg or save up for something special!

envelope challenge

100 Envelope Challenge

How to use the 100 envelope challenge step-by-step with free printables that will keep track of how much you save.

Money Affirmations

Money Affirmations

Money affirmations to reprogram your mind and change your mindset from one of scarcity to one of financial abundance.

printable checkbook register template

Check Register Template

A free printable checkbook register template to keep track of your bank balance at any given time. It records all payments and withdrawals during a specific period. It can also be used to record all outgoing and incoming checks issued or deposited.

cash envelope templates

Cash Envelope System

Everything you need to use the cash envelope system to organize and stick to your budget and put a stop to overspending.

30 Day No Spend Challenge

30 Day No Spend Challenge

Take our free 30 day no spend challenge, and at the end of the month, you can pay off some debt or save some money for something special. Free printables to keep you motivated and on track!

Budget templates

Budget Sheet Template

Free budget sheet template you can customize to suit your needs for business and personal use. It will help you track your income and expenses so that you can manage your budget effectively. Managing your money can be easy!

Savings Tracker

Savings Tracker

These free savings tracker templates will help you save more and reach your financial goals

Expense Tracker Printable

Expense Tracker Printable

Free expense tracker printable to understand where your money is going and to help you stay within your budget and save money.